AG Benefits is a modern brokerage built for business owners tired of overpriced premiums, rigid plans, and renewal surprises. We leverage fintech, insurance, and wealth management partnerships to find simple, modular solutions that actually work — and cost less.
MGA/IMO & Provider Contracts
Clear advice, lower costs, and a partner who works for you — not the carriers.
Tell us about your business and what's keeping you up at night — insurance costs, benefit renewals, or tax strategy.
We scan your current setup across 35+ carriers and fintech platforms to find gaps, overcharges, and opportunities.
No rigid packages. We build a tailored mix of insurance, benefits, and wealth tools that fit your business — CRA compliant and tax-efficient.
We don't disappear after sign-up. Ongoing support, annual check-ins, and market scans keep your plans sharp and your costs low.
Pick the modules that matter to you. Every solution is CRA compliant, tax-aware, and designed to integrate with your existing accountant, estate planner, and professional advisors.
Key person, buy-sell, liability, and asset protection — designed to protect what you've built without overpaying.
Flexible employee coverage — health, dental, life, disability. Modular plans that scale with your team and don't punish you at renewal.
Corporate investing, insured retirement plans, succession planning — all built to be CRA compliant and tax-efficient from day one.
Home, auto, pet, term life, critical illness — all benchmarked across 35+ carriers so you're never overpaying.
Strategic debt reduction, cash flow optimization, and smart use of corporate retained earnings — all part of the blueprint.
TFSA, RRSP, FHSA, and corporate investment accounts — low-fee ETF strategies aligned with your business and personal goals.
Most plans waste premium dollars on coverage you'll never use. We benchmark 35+ carriers to build packages that actually deliver — more benefits your team wants, with less bloat and fewer overpriced renewals. Every dollar works harder.
Would leave their job for one with better benefits — Gallagher Better Benefits Survey, 2025
